unauthorized charges on my credit card linked to paypal

Hello jeffshaw5, I hope everything is going well!

Thank you for reaching Microsoft Xbox Forum support!

All you need to do is go to msft.it/6017TSaPx, sign in using the account that made the purchases, select the items you want a refund for and then request the refund!
After your refund request is approved it shall take from 3 to 5 business days for your money to be back!

I wish you a lovely day, and I hope this helps you out!

Kind Regards

Stay safe, and happy gaming!

He will need to contact official support ASAP to open an unauthorized access case. He should contact his bank/paypal/credit card company to stop any charges right away.

Try adding it to a PayPal account as a debit/credit card. Then link a PayPal account to your xbox, and purchase.

Essentially PayPal would just be the "middle man", in charge of exchanging the transaction.

You can contact your credit card company and explain the situation to them and they will initiate a credit card number change to prevent unauthorized charges to your account. Alternatively if you have set up that you need to authorize a purchase that incurs
a charge before they are completed then you shouldn't need to worry. Just monitor your credit card and if an unauthorized charge occurs then you can contact your credit card company to have it reversed. Most credit card companies allow you dispute a charge
that was not made by you within a certain timeframe. So as long as you monitor it you won't be held responsible if a charge does indeed occur.

When it comes to the $1 charge it is a common practice and is done with any kind of credit card. Just with normal credit cards most people don't even notice. With gift cards people are tracking what is left and notice it. Linking a gift card to PayPal
isn't the answer either because PayPal do it as well. As do Sony and many other companies. It isn't ripping anybody off though. It is done to verify the card and it will be refunded.